"A win for Minnesotans" that's what MNsure CEO Nate Clark says after it was announced that health insurance premiums across the state are remaining stable in 2020. And he says if you enroll through MNsure, there's a potential added benefit...
Clark says "many Minnesotans believe that they earn too much for a tax credit, and in reality, many folks are surprised to learn that they are eligible."
Minnesotans can view available 2020 plans through MNsure starting October 15th. Clark says in 2020 every county in Minnesota will have at least two insurers offering coverage in the individual market.
To hear the full interview with Clark, click on the AUDIO clip below.
Getting ready for MNsure's open enrollment period: what to know and how to prepare
ST. PAUL, Minn. — The MNsure open enrollment period begins in less than one month. To ensure Minnesotans are prepared to shop and enroll in coverage starting November 1, MNsure is highlighting some important information:
Open enrollment is shorter this year — don't miss out on coverage
MNsure's open enrollment period for 2020 health and dental coverage will be seven weeks long — beginning November 1, 2019, and ending December 23, 2019. Minnesotans should note that open enrollment is shorter than previous years and all those who enroll during open enrollment will have a start date of January 1, 2020.
MNsure assisters are ready to help — schedule an appointment today
MNsure has a statewide network of expert assisters who can help Minnesotans apply and enroll, free of charge. The assister can be a navigator or a broker.
MNsure-certified navigators are trained experts at local, trusted community organizations and can help you fill out your application and enroll in coverage. They can also help with coverage renewals, report changes to your account and provide enrollment follow-up.
MNsure-certified brokers help you understand your coverage options and can give you advice about picking an insurance plan that best meets your needs. MNsure recommends making an appointment as soon as possible for help during the open enrollment period.
MNsure certified assisters also hold walk-in hours and appointments in communities around the state. Check out MNsure's enrollment events calendar for more information.
Financial help is only available through MNsure
Nearly 75 percent of uninsured Minnesotans—over 250,000 people—in 2017 would have been eligible for financial help through MNsure.
A single person earning nearly $50,000 a year, or a family of four earning up to $103,000 a year may qualify for help.
"If you’re not sure whether you qualify for financial assistance, we encourage you to come to our website to find out," said Clark. “Many people think they make too much money to take advantage of these financial benefits, but sixty percent of people buying plans through MNsure qualify. We don’t want anyone to leave money on the table – the average tax credit is over $5,500 per household."
Minnesotans can get an estimate of their eligibility for financial help and compare plans by using the MNsure plan comparison tool beginning October 15.
Please note that while 2020 plans will be available to view on Oct. 15, Minnesotans will not be able to enroll until Nov. 1.
Account improvements coming this fall
On November 1, Minnesotans enrolling in private health coverage on MNsure will see improvements to our shopping and enrollment platform, making it easier for consumers to select the best coverage for their family.
Minnesotans will have more control over their account with better self-service. The new account dashboard will help consumers stay informed and make necessary account updates faster and without having to speak to a representative. For example, enrollees will be able to log in to their account and easily adjust the amount of tax credits applied to their monthly premium, without having to make a phone call.
With the new platform comes improved navigation and a more user-friendly online shopping experience. Minnesotans can easily compare available medical and dental plans, view their shopping cart, and enroll in a plan. Once enrolled, Minnesotans will be able to verify their plan enrollment and view enrollment details for each member of their family, as well as view important notices from MNsure through a secure inbox.
MNsure-certified assisters will have access to the new enrollment platform, allowing them to easily walk clients through the shopping and enrollment process.
Finally, the new platform will streamline information-sharing between MNsure and insurance companies, which means faster enrollment processing and quicker access to enrolled medical and dental coverage.
Current MNsure private health plan enrollees should keep an eye on their mail for important notices regarding renewals.
MNsure's seventh open enrollment period runs November 1, 2019, through December 23, 2019. More information can be found on MNsure.org.